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The binding conditions that must be fulfilled for a policy to remain in force are referred to as conditions. In the context of insurance, these conditions specify the obligations and requirements that the policyholder and the insurer must fulfill to ensure the validity of the policy. Fulfilling these conditions is crucial because failure to do so can result in the policy being void or coverage being denied.

While clauses can sometimes refer to specific parts of an insurance contract that outline terms and provisions, they do not specifically denote the binding conditions required for a policy's validity. Warranties, on the other hand, are affirmative statements or promises made by the insured regarding certain facts, which if not upheld, can lead to cancellation of coverage. Representations are statements made by the applicant for insurance, which may be considered true to the best of their knowledge, but they do not carry the same binding effect as conditions. Thus, conditions are the most accurate term for the requirements that keep the policy in force.